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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,279 | $99,652-70.6% | $78,778-62.8% | $147,586-80.2% |
| Participation rate | 64.3% | 76.2%-11.9pp | 69.2%-4.9pp | 82.8%-18.5pp |
| Annual return | 7.76% | 47.28%-39.5pp | 35.62%-27.9pp | 578.59%-570.8pp |
| Employer contribution / active EE | $995 | $2,796-64.4% | $1,986-49.9% | $4,876-79.6% |
| Participant deferral / active EE | $1,816 | $3,664-50.4% | $2,958-38.6% | $5,439-66.6% |
| Admin fee / account holder | $4,530 | $7,155-36.7% | $5,134-11.8% | $10,886-58.4% |