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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,977 | $91,037-85.7% | $71,671-81.9% | $147,585-91.2% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 10.50% | 20.48%-10.0pp | 20.65%-10.1pp | 578.58%-568.1pp |
| Employer contribution / active EE | $2,276 | $3,327-31.6% | $2,460-7.5% | $4,876-53.3% |
| Participant deferral / active EE | $2,419 | $4,498-46.2% | $3,438-29.6% | $5,439-55.5% |
| Admin fee / account holder | $20,188 | $8,613+134.4% | $5,558+263.2% | $10,886+85.5% |