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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,590 | $85,766+318.1% | $136,298+163.1% | $70,126+411.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.96% | 31.46%-18.5pp | 5156.27%-5143.3pp | 73.15%-60.2pp |
| Employer contribution / active EE | $16,121 | $2,966+443.5% | $4,696+243.3% | $2,343+588.2% |
| Participant deferral / active EE | $10,736 | $5,051+112.5% | $6,247+71.9% | $3,332+222.2% |
| Admin fee / account holder | $71,015 | $5,421+1210.1% | $9,244+668.2% | $4,645+1428.7% |