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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,842 | $106,524+248.1% | $152,301+143.5% | $87,485+323.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 12.02% | 26.89%-14.9pp | 80.50%-68.5pp | 26.06%-14.0pp |
| Employer contribution / active EE | $16,734 | $3,371+396.4% | $4,624+261.9% | $2,596+544.6% |
| Participant deferral / active EE | $12,230 | $6,525+87.4% | $8,004+52.8% | $4,274+186.2% |
| Admin fee / account holder | $51,859 | $8,287+525.8% | $14,398+260.2% | $7,775+567.0% |