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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,842 | $107,421+245.2% | $182,262+103.5% | $94,015+294.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 12.02% | 21.32%-9.3pp | 140.60%-128.6pp | 17.84%-5.8pp |
| Employer contribution / active EE | $16,734 | $3,448+385.4% | $5,046+231.6% | $2,790+499.8% |
| Participant deferral / active EE | $12,230 | $6,558+86.5% | $8,276+47.8% | $4,249+187.8% |
| Admin fee / account holder | $51,859 | $8,692+496.6% | $16,712+210.3% | $8,951+479.4% |