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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,797 | $71,353+296.3% | $92,805+204.7% | $86,983+225.1% |
| Participation rate | 100.0% | 80.9%+19.1pp | 83.5%+16.5pp | 69.5%+30.5pp |
| Annual return | 13.80% | 44.68%-30.9pp | 31.59%-17.8pp | 25.83%-12.0pp |
| Employer contribution / active EE | $8,681 | $2,468+251.7% | $3,424+153.5% | $2,584+235.9% |
| Participant deferral / active EE | $12,128 | $6,966+74.1% | $8,448+43.6% | $4,194+189.2% |
| Admin fee / account holder | $16,646 | $6,099+172.9% | $10,911+52.6% | $7,856+111.9% |