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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,797 | $77,358+265.6% | $102,184+176.8% | $87,485+223.3% |
| Participation rate | 100.0% | 78.7%+21.3pp | 82.6%+17.4pp | 68.9%+31.1pp |
| Annual return | 13.80% | 41.11%-27.3pp | 31.58%-17.8pp | 26.06%-12.3pp |
| Employer contribution / active EE | $8,681 | $2,562+238.8% | $3,594+141.6% | $2,596+234.4% |
| Participant deferral / active EE | $12,128 | $6,753+79.6% | $8,309+46.0% | $4,274+183.8% |
| Admin fee / account holder | $16,646 | $6,809+144.5% | $11,609+43.4% | $7,775+114.1% |