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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,797 | $83,061+240.5% | $126,068+124.3% | $94,015+200.8% |
| Participation rate | 100.0% | 81.2%+18.8pp | 84.7%+15.3pp | 70.8%+29.2pp |
| Annual return | 13.80% | 20.41%-6.6pp | 15.01%-1.2pp | 17.84%-4.0pp |
| Employer contribution / active EE | $8,681 | $2,864+203.2% | $3,968+118.8% | $2,790+211.1% |
| Participant deferral / active EE | $12,128 | $7,042+72.2% | $8,214+47.7% | $4,249+185.4% |
| Admin fee / account holder | $16,646 | $7,208+130.9% | $18,264-8.9% | $8,951+86.0% |