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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,017 | $60,349-27.1% | $74,184-40.7% | $62,881-30.0% |
| Participation rate | 74.5% | 72.7%+1.8pp | 76.6%-2.1pp | 69.3%+5.2pp |
| Annual return | 4.40% | 21.38%-17.0pp | 17.74%-13.3pp | 20.14%-15.7pp |
| Employer contribution / active EE | $816 | $1,680-51.5% | $2,370-65.6% | $2,281-64.2% |
| Participant deferral / active EE | $4,144 | $2,856+45.1% | $3,550+16.8% | $3,203+29.4% |
| Admin fee / account holder | $8,004 | $4,261+87.8% | $5,586+43.3% | $4,296+86.3% |