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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,574 | $100,194-17.6% | $122,979-32.9% | $86,983-5.1% |
| Participation rate | 64.4% | 73.0%-8.5pp | 77.2%-12.7pp | 69.5%-5.1pp |
| Annual return | 21.55% | 16.47%+5.1pp | 20.12%+1.4pp | 25.83%-4.3pp |
| Employer contribution / active EE | $968 | $2,326-58.4% | $3,062-68.4% | $2,584-62.6% |
| Participant deferral / active EE | $5,301 | $4,133+28.2% | $5,003+6.0% | $4,194+26.4% |
| Admin fee / account holder | $5,949 | $10,148-41.4% | $12,864-53.8% | $7,856-24.3% |