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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,965 | $180,459-91.7% | $154,108-90.3% | $135,380-88.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.35% | 888.21%-894.6pp | 735.21%-741.6pp | 519.81%-526.2pp |
| Employer contribution / active EE | $5,654 | $6,035-6.3% | $5,298+6.7% | $4,779+18.3% |
| Participant deferral / active EE | $8,968 | $5,806+54.5% | $5,081+76.5% | $5,609+59.9% |
| Admin fee / account holder | $5,662 | $16,145-64.9% | $13,411-57.8% | $10,828-47.7% |