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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,258 | $148,629-35.9% | $135,982-29.9% | $139,487-31.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.03% | 79.33%-65.3pp | 68.32%-54.3pp | 373.84%-359.8pp |
| Employer contribution / active EE | $10,162 | $5,247+93.7% | $4,859+109.1% | $4,755+113.7% |
| Participant deferral / active EE | $13,564 | $8,102+67.4% | $7,760+74.8% | $6,713+102.1% |
| Admin fee / account holder | $1,659 | $12,406-86.6% | $10,767-84.6% | $11,407-85.5% |