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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,431 | $79,209-40.1% | $102,434-53.7% | $74,459-36.3% |
| Participation rate | 44.1% | 74.8%-30.7pp | 76.5%-32.5pp | 67.2%-23.2pp |
| Annual return | 14.73% | 54.98%-40.3pp | 29.46%-14.7pp | 1369.70%-1355.0pp |
| Employer contribution / active EE | $2,609 | $2,362+10.4% | $3,023-13.7% | $2,626-0.7% |
| Participant deferral / active EE | $2,589 | $4,417-41.4% | $5,055-48.8% | $4,350-40.5% |
| Admin fee / account holder | $1,567 | $2,002-21.7% | $9,462-83.4% | $1,945-19.4% |