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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,447 | $85,515-70.2% | $112,040-77.3% | $67,986-62.6% |
| Participation rate | 92.9% | 68.2%+24.6pp | 76.5%+16.4pp | 57.2%+35.6pp |
| Annual return | 16.53% | 29.68%-13.1pp | 24.52%-8.0pp | 31.67%-15.1pp |
| Employer contribution / active EE | $2,480 | $2,191+13.2% | $2,954-16.0% | $2,019+22.9% |
| Participant deferral / active EE | $2,083 | $4,014-48.1% | $5,098-59.1% | $3,358-38.0% |
| Admin fee / account holder | $1,130 | $3,774-70.1% | $12,098-90.7% | $3,203-64.7% |