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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,530 | $106,280-82.6% | $96,538-80.8% | $139,487-86.7% |
| Participation rate | 52.9% | 77.8%-24.9pp | 74.3%-21.4pp | 80.3%-27.4pp |
| Annual return | 67.13% | 38.48%+28.6pp | 35.74%+31.4pp | 373.84%-306.7pp |
| Employer contribution / active EE | $1,073 | $4,107-73.9% | $3,740-71.3% | $4,755-77.4% |
| Participant deferral / active EE | $2,406 | $5,457-55.9% | $4,880-50.7% | $6,713-64.2% |
| Admin fee / account holder | $494 | $7,888-93.7% | $6,737-92.7% | $11,407-95.7% |