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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,684 | $150,446+22.8% | $136,297+35.5% | $147,585+25.1% |
| Participation rate | 54.5% | 84.4%-29.9pp | 81.9%-27.4pp | 82.8%-28.3pp |
| Annual return | 13.02% | 1049.14%-1036.1pp | 5156.19%-5143.2pp | 578.58%-565.6pp |
| Employer contribution / active EE | $6,380 | $5,256+21.4% | $4,696+35.9% | $4,876+30.8% |
| Participant deferral / active EE | $10,352 | $6,631+56.1% | $6,247+65.7% | $5,439+90.3% |
| Admin fee / account holder | $104,010 | $10,906+853.7% | $9,244+1025.2% | $10,886+855.5% |