Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,402 | $62,589-48.2% | $76,768-57.8% | $64,173-49.5% |
| Participation rate | 61.9% | 72.8%-10.9pp | 77.0%-15.1pp | 69.6%-7.7pp |
| Annual return | 1.01% | -1.95%+3.0pp | 2.43%-1.4pp | 7.63%-6.6pp |
| Employer contribution / active EE | $1,002 | $1,832-45.3% | $2,485-59.7% | $2,381-57.9% |
| Participant deferral / active EE | $2,707 | $3,145-13.9% | $3,852-29.7% | $3,470-22.0% |
| Admin fee / account holder | $34,918 | $4,667+648.1% | $6,675+423.1% | $4,887+614.4% |