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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,493,651 | $166,131+1401.0% | $164,975+1411.5% | $145,877+1609.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 5.07% | 100.37%-95.3pp | 70.12%-65.1pp | 551.28%-546.2pp |
| Employer contribution / active EE | $37,284 | $5,276+606.7% | $4,343+758.6% | $4,663+699.6% |
| Participant deferral / active EE | $1,988 | $6,962-71.5% | $6,033-67.1% | $6,691-70.3% |
| Admin fee / account holder | $57,216 | $16,648+243.7% | $12,688+350.9% | $13,402+326.9% |