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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,861 | $101,063-88.3% | $81,473-85.4% | $147,586-92.0% |
| Participation rate | 71.4% | 74.5%-3.0pp | 68.0%+3.5pp | 82.8%-11.4pp |
| Annual return | 18.34% | 32.41%-14.1pp | 38.78%-20.4pp | 578.59%-560.3pp |
| Employer contribution / active EE | $1,546 | $3,206-51.8% | $2,568-39.8% | $4,876-68.3% |
| Participant deferral / active EE | $1,988 | $4,242-53.1% | $3,537-43.8% | $5,439-63.4% |
| Admin fee / account holder | $449 | $5,812-92.3% | $4,561-90.2% | $10,886-95.9% |