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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,435 | $98,776-43.9% | $149,745-63.0% | $79,856-30.6% |
| Participation rate | 82.1% | 75.8%+6.4pp | 82.5%-0.3pp | 69.6%+12.5pp |
| Annual return | 20.61% | 27.38%-6.8pp | 276.72%-256.1pp | 31.71%-11.1pp |
| Employer contribution / active EE | $3,169 | $3,217-1.5% | $4,646-31.8% | $2,471+28.2% |
| Participant deferral / active EE | $2,760 | $5,681-51.4% | $6,843-59.7% | $3,741-26.2% |
| Admin fee / account holder | $1,459 | $6,053-75.9% | $9,312-84.3% | $5,306-72.5% |