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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,718 | $209,422-27.1% | $178,503-14.4% | $158,982-3.9% |
| Participation rate | 88.9% | 86.4%+2.5pp | 81.9%+7.0pp | 82.0%+6.9pp |
| Annual return | 15.15% | 188.81%-173.7pp | 151.12%-136.0pp | 302.99%-287.8pp |
| Employer contribution / active EE | $2,034 | $5,707-64.4% | $5,011-59.4% | $4,763-57.3% |
| Participant deferral / active EE | $4,637 | $5,955-22.1% | $5,202-10.9% | $5,983-22.5% |
| Admin fee / account holder | $7,651 | $17,079-55.2% | $13,987-45.3% | $11,252-32.0% |