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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,503 | $88,707+192.5% | $74,184+249.8% | $273,972-5.3% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.6%+3.4pp | 83.0%-3.0pp |
| Annual return | 11.22% | 11.94%-0.7pp | 17.74%-6.5pp | 41.46%-30.2pp |
| Employer contribution / active EE | $2,844 | $3,159-10.0% | $2,370+20.0% | $4,869-41.6% |
| Participant deferral / active EE | $12,411 | $4,212+194.7% | $3,550+249.6% | $5,287+134.7% |
| Admin fee / account holder | $65,600 | $8,717+652.6% | $5,586+1074.4% | $10,133+547.4% |