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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,643 | $135,956+113.8% | $123,894+134.6% | $273,972+6.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.06% | 56.63%-51.6pp | 47.52%-42.5pp | 41.46%-36.4pp |
| Employer contribution / active EE | $6,919 | $5,170+33.8% | $4,617+49.9% | $4,869+42.1% |
| Participant deferral / active EE | $15,942 | $6,343+151.3% | $5,984+166.4% | $5,287+201.5% |
| Admin fee / account holder | $41,095 | $9,817+318.6% | $8,357+391.7% | $10,133+305.6% |