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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $601,295 | $156,398+284.5% | $147,318+308.2% | $138,895+332.9% |
| Participation rate | 84.6% | 83.8%+0.9pp | 82.1%+2.6pp | 79.9%+4.7pp |
| Annual return | 16.20% | 78.75%-62.5pp | 70.43%-54.2pp | 145.39%-129.2pp |
| Employer contribution / active EE | $10,842 | $4,853+123.4% | $4,593+136.1% | $4,194+158.5% |
| Participant deferral / active EE | $11,968 | $8,237+45.3% | $7,906+51.4% | $6,396+87.1% |
| Admin fee / account holder | $10,678 | $14,976-28.7% | $13,708-22.1% | $12,562-15.0% |