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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,028 | $159,934-1.8% | $147,005+6.8% | $145,959+7.6% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 14.97% | 98.24%-83.3pp | 418.76%-403.8pp | 561.95%-547.0pp |
| Employer contribution / active EE | $6,964 | $5,287+31.7% | $4,934+41.1% | $4,661+49.4% |
| Participant deferral / active EE | $18,394 | $8,427+118.3% | $8,070+127.9% | $6,689+175.0% |
| Admin fee / account holder | $7,946 | $15,053-47.2% | $13,006-38.9% | $13,398-40.7% |