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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,174 | $209,422-31.2% | $178,503-19.2% | $158,982-9.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 18.47% | 188.81%-170.3pp | 151.12%-132.6pp | 302.99%-284.5pp |
| Employer contribution / active EE | $1,919 | $5,707-66.4% | $5,011-61.7% | $4,763-59.7% |
| Participant deferral / active EE | $7,101 | $5,955+19.2% | $5,202+36.5% | $5,983+18.7% |
| Admin fee / account holder | $11,949 | $17,079-30.0% | $13,987-14.6% | $11,252+6.2% |