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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,922 | $73,988+33.7% | $96,538+2.5% | $75,177+31.6% |
| Participation rate | 83.5% | 66.4%+17.1pp | 74.3%+9.2pp | 67.2%+16.3pp |
| Annual return | 16.20% | 26.73%-10.5pp | 35.74%-19.5pp | 160.75%-144.5pp |
| Employer contribution / active EE | $2,655 | $2,930-9.4% | $3,740-29.0% | $2,671-0.6% |
| Participant deferral / active EE | $7,087 | $3,660+93.6% | $4,880+45.2% | $4,126+71.7% |
| Admin fee / account holder | $1,372 | $5,220-73.7% | $6,737-79.6% | $5,651-75.7% |