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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,728 | $106,524+132.6% | $152,301+62.7% | $87,485+183.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 13.67% | 26.89%-13.2pp | 80.50%-66.8pp | 26.06%-12.4pp |
| Employer contribution / active EE | $9,881 | $3,371+193.1% | $4,624+113.7% | $2,596+280.6% |
| Participant deferral / active EE | $13,194 | $6,525+102.2% | $8,004+64.8% | $4,274+208.7% |
| Admin fee / account holder | $42,913 | $8,287+417.9% | $14,398+198.1% | $7,775+452.0% |