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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,300 | $138,076+153.0% | $123,553+182.7% | $135,380+158.0% |
| Participation rate | 94.7% | 84.7%+10.0pp | 82.3%+12.4pp | 82.6%+12.1pp |
| Annual return | -5.51% | 153.70%-159.2pp | 119.21%-124.7pp | 519.81%-525.3pp |
| Employer contribution / active EE | $6,957 | $5,152+35.0% | $4,628+50.3% | $4,779+45.6% |
| Participant deferral / active EE | $16,592 | $6,800+144.0% | $6,426+158.2% | $5,609+195.8% |
| Admin fee / account holder | $27,958 | $10,917+156.1% | $9,284+201.1% | $10,828+158.2% |