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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,792 | $52,884-4.0% | $84,753-40.1% | $55,167-7.9% |
| Participation rate | 76.3% | 67.5%+8.8pp | 76.6%-0.3pp | 69.0%+7.3pp |
| Annual return | 9.05% | 18.03%-9.0pp | 22.78%-13.7pp | 169.23%-160.2pp |
| Employer contribution / active EE | $2,122 | $2,233-5.0% | $3,574-40.6% | $1,963+8.1% |
| Participant deferral / active EE | $3,687 | $2,644+39.5% | $3,712-0.7% | $3,054+20.7% |
| Admin fee / account holder | $2,468 | $581+325.0% | $5,333-53.7% | $504+389.7% |