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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,753 | $138,114-58.2% | $125,391-53.9% | $134,545-57.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.95% | 750.88%-762.8pp | 572.41%-584.4pp | 418.37%-430.3pp |
| Employer contribution / active EE | $2,268 | $5,246-56.8% | $4,816-52.9% | $4,742-52.2% |
| Participant deferral / active EE | $10,542 | $7,801+35.1% | $7,448+41.5% | $6,401+64.7% |
| Admin fee / account holder | $1,976 | $11,570-82.9% | $10,009-80.3% | $11,431-82.7% |