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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $146,930 |
Service code 15 · EIN 59-2438373 | Recordkeeping | $29,152 |
FIRST WESTERN TRUST BANK4 years Service code 27 · EIN 27-0083857 | Advisory (Plan) | $27,084 |
Filed as: 3(16) FIDUCIARY SERVICES CORPORATIO Service code 14 · EIN 45-4813650 | Plan Administrator | $26,873 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,598 | $52,188-26.0% | $86,656-55.5% | $74,473-48.2% |
| Participation rate | 75.0% | 66.3%+8.6pp | 71.7%+3.3pp | 70.7%+4.2pp |
| Annual return | 18.57% | 44.46%-25.9pp | 593.09%-574.5pp | 34.36%-15.8pp |
| Employer contribution / active EE | $2,311 | $2,282+1.3% | $3,025-23.6% | $2,638-12.4% |
| Participant deferral / active EE | $4,491 | $3,383+32.7% | $4,439+1.2% | $4,530-0.9% |
| Admin fee / account holder | $261 | $319-17.9% | $5,619-95.3% | $347-24.7% |