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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,831 | $176,105-35.9% | $159,474-29.2% | $167,536-32.7% |
| Participation rate | 60.0% | 85.0%-25.0pp | 82.8%-22.8pp | 82.1%-22.1pp |
| Annual return | 16.50% | 331.91%-315.4pp | 263.68%-247.2pp | 478.82%-462.3pp |
| Employer contribution / active EE | $2,187 | $5,299-58.7% | $4,831-54.7% | $4,839-54.8% |
| Participant deferral / active EE | $5,266 | $7,751-32.1% | $7,353-28.4% | $6,342-17.0% |
| Admin fee / account holder | $2,892 | $12,559-77.0% | $10,802-73.2% | $12,315-76.5% |