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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,546 | $84,741-74.6% | $75,731-71.5% | $167,553-87.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.8%+25.2pp | 82.1%+17.9pp |
| Annual return | 9.03% | 199.72%-190.7pp | 104.65%-95.6pp | 478.89%-469.9pp |
| Employer contribution / active EE | $318 | $3,230-90.2% | $2,743-88.4% | $4,840-93.4% |
| Participant deferral / active EE | $1,049 | $4,577-77.1% | $3,820-72.6% | $6,343-83.5% |
| Admin fee / account holder | $1,277 | $5,361-76.2% | $3,620-64.7% | $12,316-89.6% |