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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,955 | $183,592-9.6% | $155,574+6.7% | $145,877+13.8% |
| Participation rate | 62.5% | 82.7%-20.2pp | 78.2%-15.7pp | 80.3%-17.8pp |
| Annual return | 13.92% | 61.37%-47.5pp | 64.87%-50.9pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,967 | $5,317-63.0% | $4,676-57.9% | $4,663-57.8% |
| Participant deferral / active EE | $7,840 | $6,466+21.3% | $5,629+39.3% | $6,691+17.2% |
| Admin fee / account holder | $1,234 | $19,316-93.6% | $15,914-92.2% | $13,402-90.8% |