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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,390 | $98,766+60.4% | $149,730+5.8% | $79,852+98.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 9.99% | 27.43%-17.4pp | 276.70%-266.7pp | 31.72%-21.7pp |
| Employer contribution / active EE | $4,040 | $3,217+25.6% | $4,645-13.0% | $2,471+63.5% |
| Participant deferral / active EE | $7,568 | $5,681+33.2% | $6,843+10.6% | $3,740+102.3% |
| Admin fee / account holder | $8,152 | $6,052+34.7% | $9,310-12.4% | $5,306+53.6% |