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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,411 | $92,219+34.9% | $76,767+62.1% | $135,380-8.1% |
| Participation rate | 23.5% | 79.8%-56.2pp | 77.0%-53.4pp | 82.6%-59.1pp |
| Annual return | -3.66% | 5.46%-9.1pp | 2.43%-6.1pp | 519.81%-523.5pp |
| Employer contribution / active EE | $3,934 | $3,216+22.3% | $2,485+58.3% | $4,779-17.7% |
| Participant deferral / active EE | $5,396 | $4,508+19.7% | $3,852+40.1% | $5,609-3.8% |
| Admin fee / account holder | $29,905 | $10,749+178.2% | $6,675+348.0% | $10,828+176.2% |