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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,641 | $80,763-32.3% | $102,412-46.6% | $74,459-26.6% |
| Participation rate | 52.8% | 65.7%-12.9pp | 74.5%-21.7pp | 67.2%-14.4pp |
| Annual return | 15.95% | 27.57%-11.6pp | 24.94%-9.0pp | 1369.70%-1353.8pp |
| Employer contribution / active EE | $1,586 | $3,160-49.8% | $3,870-59.0% | $2,626-39.6% |
| Participant deferral / active EE | $3,030 | $3,862-21.5% | $5,060-40.1% | $4,350-30.3% |
| Admin fee / account holder | $2,388 | $2,371+0.7% | $8,388-71.5% | $1,945+22.8% |