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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,808 | $148,623+25.7% | $135,974+37.4% | $139,466+33.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | -8.09% | 79.30%-87.4pp | 68.30%-76.4pp | 373.66%-381.8pp |
| Employer contribution / active EE | $2,990 | $5,246-43.0% | $4,859-38.5% | $4,754-37.1% |
| Participant deferral / active EE | $10,653 | $8,103+31.5% | $7,760+37.3% | $6,712+58.7% |
| Admin fee / account holder | $2,313 | $12,406-81.4% | $10,767-78.5% | $11,409-79.7% |