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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,223 | $217,432-86.1% | $185,851-83.7% | $167,553-82.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.61% | 148.43%-130.8pp | 122.11%-104.5pp | 478.89%-461.3pp |
| Employer contribution / active EE | $1,640 | $5,874-72.1% | $5,168-68.3% | $4,840-66.1% |
| Participant deferral / active EE | $5,779 | $6,357-9.1% | $5,569+3.8% | $6,343-8.9% |
| Admin fee / account holder | $2,723 | $19,820-86.3% | $16,245-83.2% | $12,316-77.9% |