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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,288 | $209,888-56.5% | $189,545-51.8% | $167,553-45.5% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 12.91% | 748.66%-735.8pp | 555.36%-542.4pp | 478.89%-466.0pp |
| Employer contribution / active EE | $3,292 | $6,915-52.4% | $6,162-46.6% | $4,840-32.0% |
| Participant deferral / active EE | $6,032 | $8,934-32.5% | $8,220-26.6% | $6,343-4.9% |
| Admin fee / account holder | $19,783 | $14,300+38.3% | $12,049+64.2% | $12,316+60.6% |