Retirement plan

E-Z EXCAVATING, INC. 401(K) PROFIT SHARING PLAN

Name: E-Z EXCAVATING, INC. - E-Z EXCAVATING, INC. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: E-Z EXCAVATING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, E-Z EXCAVATING, INC. 401(K) PROFIT SHARING PLAN, E-Z EXCAVATING, INC.

E-Z EXCAVATING, INC.EIN 84-1177135Plan #001PY 2017

P.O. BOX 1439 - LONGMONT, CO 80502303-772-8121

Prospect flagsLow assets / participantLow fidelity bond

How to read this page

Total assets (EOY)

$2.5M

+33.1% from 2016

Total participants

152

+24.6% from 2016

Average account balance

$18,139

+14.1% from 2016

Annual return

18.46%

+19.12 pp from 2016

Benchmarks

See 2,582 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,582 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$29K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

126

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$427K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.25%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$485

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 1 by compensation

Provider	Service type	Compensation
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE INSTITUTIONAL Service code 19 · EIN 47-0533629	Securities Custodian	$0

Plan features & details

Pension benefit codes2E2J2K2S3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$30K

$250 / participant

Investment mgmt$29K94.7%
Other / not subdivided$2K5.3%

% of EOY assets

1.189%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: K FINANCIAL
Auditor EIN: 760726945
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$18,139

$58,726-69.1%

$92,240-80.3%

$62,293-70.9%

Participation rate

90.1%

68.3%+21.7pp

76.5%+13.6pp

69.5%+20.6pp

Annual return

18.46%

43.62%-25.2pp

176.29%-157.8pp

28.90%-10.4pp

Employer contribution / active EE

$2,392-100.0%

$3,680-100.0%

$2,042-100.0%

Participant deferral / active EE

$2,755

$2,766-0.4%

$3,897-29.3%

$3,169-13.1%

Admin fee / account holder

$216

$556-61.2%

$5,194-95.8%

$479-55.0%

Provider

Service type

Compensation

TD AMERITRADE, INC.1 year

Filed as: TD AMERITRADE INSTITUTIONAL

Service code 19 · EIN 47-0533629

Securities Custodian

E-Z EXCAVATING, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

E-Z EXCAVATING, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion