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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,151 | $111,301-67.5% | $112,977-68.0% | $158,966-77.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.6%+17.4pp | 82.0%+18.0pp |
| Annual return | 17.06% | 26.40%-9.3pp | 24.24%-7.2pp | 302.95%-285.9pp |
| Employer contribution / active EE | $2,139 | $4,471-52.2% | $4,255-49.7% | $4,762-55.1% |
| Participant deferral / active EE | $4,653 | $5,880-20.9% | $5,836-20.3% | $5,983-22.2% |
| Admin fee / account holder | $2,457 | $8,392-70.7% | $6,294-61.0% | $11,250-78.2% |