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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,577 | $97,078-44.8% | $103,065-48.0% | $145,897-63.3% |
| Participation rate | 68.8% | 81.1%-12.4pp | 80.6%-11.8pp | 80.3%-11.6pp |
| Annual return | 10.18% | 25.49%-15.3pp | 23.95%-13.8pp | 552.29%-542.1pp |
| Employer contribution / active EE | $2,832 | $4,680-39.5% | $4,675-39.4% | $4,663-39.3% |
| Participant deferral / active EE | $3,177 | $6,601-51.9% | $6,625-52.0% | $6,689-52.5% |
| Admin fee / account holder | $230 | $12,505-98.2% | $9,349-97.5% | $13,390-98.3% |