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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,822 | $59,535-56.6% | $90,161-71.4% | $62,293-58.5% |
| Participation rate | 74.1% | 73.0%+1.1pp | 76.9%-2.8pp | 69.5%+4.6pp |
| Annual return | 20.95% | 23.53%-2.6pp | 34.89%-13.9pp | 28.90%-7.9pp |
| Employer contribution / active EE | $1,824 | $1,826-0.1% | $3,318-45.0% | $2,042-10.7% |
| Participant deferral / active EE | $2,971 | $4,639-35.9% | $5,287-43.8% | $3,169-6.2% |
| Admin fee / account holder | $874 | $337+159.5% | $5,943-85.3% | $479+82.3% |