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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,068 | $85,766+160.1% | $136,297+63.7% | $70,124+218.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.30% | 31.45%-19.2pp | 5156.19%-5143.9pp | 73.14%-60.8pp |
| Employer contribution / active EE | $21,671 | $2,966+630.6% | $4,696+361.5% | $2,342+825.1% |
| Participant deferral / active EE | $9,057 | $5,051+79.3% | $6,247+45.0% | $3,332+171.8% |
| Admin fee / account holder | $6,696 | $5,420+23.5% | $9,244-27.6% | $4,645+44.1% |