Retirement plan

RAMS HORN VILLAGE OWNERS ASSOC 401 K PROFIT SHARING PLAN TRUST

Name: RAMS HORN VILLAGE OWNERS ASSOC - RAMS HORN VILLAGE OWNERS ASSOC 401 K PROFIT SHARING PLAN TRUST (2018) Form 5500
Creator: RAMS HORN VILLAGE OWNERS ASSOC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RAMS HORN VILLAGE OWNERS ASSOC 401 K PROFIT SHARING PLAN TRUST, RAMS HORN VILLAGE OWNERS ASSOC

RAMS HORN VILLAGE OWNERS ASSOCEIN 84-1146751Plan #001PY 2018

1565 HIGHWAY 66 - ESTES PARK, CO 805178302970-586-4338

Prospect flagsLow participationLow employer contribution

How to read this page

Total assets (EOY)

$153K

+15.7% from 2017

Total participants

-3.7% from 2017

Average account balance

$16,958

+15.7% from 2017

Annual return

-0.51%

-4.69 pp from 2017

Benchmarks

See 3,192 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants25-99

Cohort3,192 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$336K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$37K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

37.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$35K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.14%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$108

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E3D2F2T2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$85

$3 / participant

Other / not subdivided$85100.0%

% of EOY assets

0.056%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,958

$32,117-47.2%

$71,089-76.1%

$64,173-73.6%

Participation rate

32.0%

42.7%-10.7pp

54.6%-22.6pp

69.6%-37.6pp

Annual return

-0.51%

-5.57%+5.1pp

650.65%-651.2pp

7.63%-8.1pp

Employer contribution / active EE

$712-100.0%

$1,088-100.0%

$2,381-100.0%

Participant deferral / active EE

$856

$1,263-32.2%

$1,873-54.3%

$3,470-75.3%

Admin fee / account holder

$2,759-99.7%

$3,082-99.7%

$4,887-99.8%

RAMS HORN VILLAGE OWNERS ASSOC 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RAMS HORN VILLAGE OWNERS ASSOC 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion