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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,440 | $106,005-60.0% | $92,239-54.0% | $147,585-71.2% |
| Participation rate | 68.2% | 80.4%-12.2pp | 76.5%-8.3pp | 82.8%-14.6pp |
| Annual return | 18.59% | 50.05%-31.5pp | 176.29%-157.7pp | 578.58%-560.0pp |
| Employer contribution / active EE | $1,833 | $4,333-57.7% | $3,680-50.2% | $4,876-62.4% |
| Participant deferral / active EE | $4,052 | $4,478-9.5% | $3,897+4.0% | $5,439-25.5% |
| Admin fee / account holder | $1,741 | $6,333-72.5% | $5,194-66.5% | $10,886-84.0% |