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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,704 | $101,778-51.2% | $164,975-69.9% | $80,925-38.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 6.17% | 16.73%-10.6pp | 70.12%-64.0pp | 35.65%-29.5pp |
| Employer contribution / active EE | $1,753 | $2,954-40.7% | $4,343-59.6% | $2,756-36.4% |
| Participant deferral / active EE | $5,246 | $4,477+17.2% | $6,033-13.0% | $4,299+22.0% |
| Admin fee / account holder | $16,999 | $8,221+106.8% | $12,688+34.0% | $6,940+144.9% |