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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,861 | $93,345-44.4% | $119,126-56.5% | $87,485-40.7% |
| Participation rate | 41.2% | 68.7%-27.6pp | 75.8%-34.6pp | 68.9%-27.8pp |
| Annual return | 24.59% | 19.08%+5.5pp | 282.11%-257.5pp | 26.06%-1.5pp |
| Employer contribution / active EE | $1,557 | $3,172-50.9% | $4,034-61.4% | $2,596-40.0% |
| Participant deferral / active EE | $2,935 | $4,099-28.4% | $5,318-44.8% | $4,274-31.3% |
| Admin fee / account holder | $1,598 | $8,039-80.1% | $10,693-85.1% | $7,775-79.4% |