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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,861 | $105,284-50.7% | $150,734-65.6% | $94,015-44.8% |
| Participation rate | 41.2% | 71.7%-30.6pp | 78.4%-37.3pp | 70.8%-29.6pp |
| Annual return | 24.59% | 15.67%+8.9pp | 600.81%-576.2pp | 17.84%+6.7pp |
| Employer contribution / active EE | $1,557 | $3,599-56.7% | $4,918-68.3% | $2,790-44.2% |
| Participant deferral / active EE | $2,935 | $4,274-31.3% | $5,610-47.7% | $4,249-30.9% |
| Admin fee / account holder | $1,598 | $9,839-83.8% | $14,905-89.3% | $8,951-82.1% |