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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,630 | $106,247-94.7% | $96,515-94.2% | $139,466-96.0% |
| Participation rate | 94.4% | 77.8%+16.6pp | 74.3%+20.1pp | 80.3%+14.1pp |
| Annual return | 52.77% | 38.47%+14.3pp | 35.73%+17.0pp | 373.66%-320.9pp |
| Employer contribution / active EE | $2,743 | $4,106-33.2% | $3,740-26.6% | $4,754-42.3% |
| Participant deferral / active EE | $2,967 | $5,456-45.6% | $4,880-39.2% | $6,712-55.8% |
| Admin fee / account holder | $319 | $7,885-96.0% | $6,735-95.3% | $11,409-97.2% |