Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $53,958 |
Filed as: CREATIVE RETIREMENT PLAN CONSULTING Service code 49 · EIN 84-2276766 | Other Services | $5,460 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MGMT LLC Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,957 | $86,655-0.8% | $119,622-28.1% | $66,938+28.4% |
| Participation rate | 89.1% | 75.6%+13.5pp | 79.3%+9.8pp | 69.8%+19.3pp |
| Annual return | -18.64% | -8.00%-10.6pp | -14.98%-3.7pp | 1.58%-20.2pp |
| Employer contribution / active EE | $4,711 | $2,536+85.8% | $4,232+11.3% | $2,545+85.1% |
| Participant deferral / active EE | $7,359 | $4,358+68.9% | $5,601+31.4% | $4,238+73.6% |
| Admin fee / account holder | $355 | $755-53.0% | $10,328-96.6% | $594-40.2% |